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Verfasst von:Schleicher, Michael [VerfasserIn]   i
 Klonner, Stefan [VerfasserIn]   i
 Sauerborn, Rainer [VerfasserIn]   i
 Sié, Ali [VerfasserIn]   i
 Souares-Coutant, Aurélia [VerfasserIn]   i
Titel:The demand for health insurance in a poor economy
Titelzusatz:evidence from Burkina Faso
Verf.angabe:Michael Schleicher, Stefan Klonner, Rainer Sauerborn, Alie Sié, and Aurélia Souares
Verlagsort:Heidelberg
Verlag:University of Heidelberg, Department of Economics
E-Jahr:2018
Jahr:May 2018
Umfang:1 Online-Ressource (54 Seiten)
Gesamttitel/Reihe:Discussion paper series / University of Heidelberg, Department of Economics ; no. 648
Abstract:We investigate the properties of health insurance demand in Burkina Faso, where we offered poor households a voluntary health insurance product at half the usual price. The targeting procedure we implemented delivers a fuzzy regression discontinuity design, which identifies the price elasticity of demand for health insurance as well as associated selection effects. We find large price elasticities among urban households, whereas the demand of rural households is price-inelastic. There are important selection effects, with widowed male household heads being most price-sensitive. Correlating these heterogeneous effects with survey data on informal transfers and health expenditures, our results suggest that informal risk-sharing largely crowds out formal insurance and that a single insurance product may fail to align with poor households' small health budgets. We find no adverse selection into health insurance.
URL:kostenfrei: Volltext: http://nbn-resolving.de/urn:nbn:de:bsz:16-heidok-245317
 kostenfrei: Volltext: http://archiv.ub.uni-heidelberg.de/volltextserver/24531/1/Schleicher%2C%20Klonner%20et%20al.pdf
 kostenfrei: Resolving-System: http://hdl.handle.net/10419/207624
 kostenfrei: Volltext: https://nbn-resolving.org/urn:nbn:de:bsz:16-heidok-245317
 10419/207624
URN:urn:nbn:de:bsz:16-heidok-245317
Datenträger:Online-Ressource
Sprache:eng
Sach-SW:Health insurance
 Micro-health insurance
 Social health insurance
 Health insurance demand
 Targeting
 Adverse selection
Form-SW:Graue Literatur
K10plus-PPN:1023611465
Verknüpfungen:→ Übergeordnete Aufnahme
 
 
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